I just finished filing my taxes with UFile. I made the switch from years of using TurboTax. I definitely like the UFile interface much better. Anyways, I’ll keep this nice and short: if you do decide to use UFile for filing your taxes this year, use this coupon code to receive a $3.99 discount for a single return or $6.49 off for a family return X2U5BT18KW. Again, that code is X2U5BT18KW. I found it on my travels around the internet and I was pleasantly surprised in worked. Happy tax season!
Oh, hello there. Some of you may have noticed I have been a little invisible around here recently. Emphasis on *may* have noticed. Anyways, I’ve been busy reading and learning. If you haven’t guessed what by now, my hint is for you to look up. Throw in a few annual reports I’ve been pouring over and it’s been a full plate of reading, reading, and more reading. It’s been taking up all of my attention recently, hence the sound of silence around here. But don’t worry, I’ll be back once I am through my reading list with some interesting ideas to share, I’m sure. If you haven’t already, definitely check out any or all of these books: if you are serious about investing, they are necessary reads.
We are all being conned. Banks, universities, even bloggers are all either wittingly or unwittingly conning us. Life really is just one big confidence game. Those of us who don’t realize this are like sheep to the slaughter; too easy for those who realize it to fleece the unsuspecting and unassuming.
The future is always uncertain. However, the paradox is that you pay a heavy premium to participate in the game when the market forecast is bright and sunny. And when the forecast is dreary and depressive, you can buy dollars for cents. The strange thing is that nothing has changed in either scenario. Fundamentally, the future is always uncertain.
Emergency funds are important for many people. I know it provides us with a psychological benefit having a large horde of cash sitting around for “just in case”. That psychological comfort and liquidity is worth forgoing potentially higher returns in the market. But, ideally, you want your horde of cash making a decentish return. Where should you park your emergency fund?